Did My Auto Insurance Company Act in Bad Faith?

Did My Auto Insurance Company Act in Bad Faith?

Facing all the financial damages after a car accident can be overwhelming for most people. This is why filing a car accident claim with your insurance company can help you if the car accident was caused by a negligent driver. If your claim is accepted, the insurance company can compensate you for medical expenses, car repairs, and lost wages. However, not all insurance companies will do this because offering you fair compensation makes them lose money. Some insurance companies will use various tactics to avoid paying you. Working with an experienced Oklahoma auto accident lawyer can help you figure out whether your insurance company has cheated you out of fair compensation.

Basics of Filing an Insurance Claim

Knowing how to file a strong insurance claim after a car accident might save you the hassle of fighting with the insurance company about bad faith. The first thing you should do after the accident is to call the police because having a copy of a police report is often vital for insurance claims. Some insurance companies may deny your claim simply because you have no police report.

Be sure to write down the other driver’s contact and insurance information. If you or anyone else suffered injuries, call for paramedics. Failing to seek medical help for others who are injured can come with a whole other host of legal issues. Seek medical attention yourself if you suffered injuries that will require treatments or medications. This will directly tie your injuries to the accident on your medical records, which can serve as evidence in your claim and will make you eligible to receive compensation for medical expenses.

For additional evidence of the damages you suffered, take pictures of your injuries and the wreckage. Write down what happened before you forget and if possible, write down witness testimonies and the names of all the witnesses.

What is Bad Faith Insurance?

Bad faith insurance can be summed up with an insurance company that wrongfully denies you compensation despite sufficient evidence that supports your claim. Being aware of what counts as bad faith insurance can help you avoid an unfair deal with your insurance company or the other driver’s insurance company.

Common examples of bad faith practices are denying your claim without adequate reasons, significantly delaying your claim for no legitimate reason, not communicating with you clearly about your options, paying less than what you deserve, or refusing to negotiate with you or a lawyer. Talk to a lawyer if you have experienced any of these examples of bad faith. A lawyer may be able to help you file a lawsuit against the insurance company to earn the compensation you deserve.

Insurance Bad Faith Lawyer in Louisiana 

Paying for the different types of damages after an unexpected car accident can put many people into financial debt. Talk to an Oklahoma car accident lawyer if you have been denied compensation by the insurance company for insufficient reasons. You may be eligible to receive compensation for lost wages, pain and suffering, and medical bills. Contact the Law Firm of Griffin Reynolds at (405) 721-9500 for a free consultation today.