Filing a Property Damage Claim After a Car Accident

Filing a Property Damage Claim After a Car Accident

Paying for damages alone after an unexpected car accident can put many people into serious financial debt. Financial losses from personal injuries and lost wages are expensive enough, but paying for your car repair costs on top of this can be difficult. However, you may not have to worry about repair costs if the accident was caused by a negligent driver. Talk to an Oklahoma auto accident lawyer to find out more about what you can do to earn the compensation you need. 

Seeking Coverage for Property Damage

If you were in a car accident caused by a negligent driver, then seeking coverage for property damage with a property damage claim might be able to help you financially recover. Property damage is defined as any kind of physical damages caused to a place of business or a vehicle. Submitting a property damage claim means you want the other driver’s insurance company to cover any expenses you lost due to property damage.

This can save you a lot of money in car repair costs and other property damages caused by the accident. To file a successful claim, you will need to take pictures of the damages to your vehicle and of the wreckage scene. However, some insurance companies may consider your car a total loss to reduce how much they have to pay you. A total loss means your car is so severely damaged, that repairs would be pointless. Talk to a lawyer to learn what you can do. 

What if I Caused the Accident? 

Before panicking about how much money you might owe the other driver for damages, be sure to check with your insurance company to see if you have property liability insurance coverage. This type of insurance coverage is designed to pay for any damages you caused to another person’s property with your car. This can mean damages to that person’s home, business, or vehicle. Filing a Property Damage Claim After a Car Accident

In the case of a car accident, this coverage would pay for damages to the other driver’s vehicle like repair costs. Having this type of insurance may save you thousands of dollars in expenses that could put many people into a financial crisis. You only have to be considered partially at fault for the courts to order you to pay for the other driver’s repair costs.

Check with your insurance agent about the details of your coverage. Certain property damage coverage plans may only cover a certain amount of expenses. Checking to see how much is covered can help you figure out what you may owe out of pocket. 

Auto Accident Lawyer in Oklahoma 

Filing any kind of car accident claim with an insurance company can be a lengthy and tedious process. Try talking with an experienced Oklahoma car accident lawyer if you suffered financial losses from an accident caused by someone else. You may be eligible to receive compensation for medical bills, lost wages, and car repairs. Contact the Law Firm of Griffin Reynolds at (405) 721-9500 for a free consultation today.