Steps for Obtaining Compensation for Car Repairs After an Injury Accidentgriffinreynoldswriter
Most people already know how expensive car repairs can be after any kind of accident, but not everyone knows the steps it takes to file a claim with the insurance company after an injury car accident. If your injury car accident was caused by a negligent driver, you may be eligible for compensation to cover your car repair costs. Proving negligence and collecting evidence to submit with your accident claim can be complicated. Talk to an Oklahoma car accident lawyer if you have questions about this process.
Preparing to File Your Accident Claim
In the event that the other driver was at fault for the car accident, that driver’s auto insurance company will be responsible for covering your car repair costs. However, the amount of money you could be offered is limited by that driver’s insurance policy. Before you can submit an accident claim to the insurance company, you need to make sure you have all the necessary details and documents ready.
Calculating an estimated total of your repair costs can help you figure out whether all of your costs will be covered. Do not panic if your costs are not fully covered. If you have comprehensive and collision insurance with your insurance company, this may be able to cover the rest of your vehicle’s damages.
Next, you need to present evidence that the accident was the other driver’s fault. Taking pictures of your injuries, the crash site, damages to your vehicle, and obtaining a copy of your medical records along with the police report can be key for doing this. If the insurance company delays or denies your claim without proper justification, working with a lawyer can help you fight for your claim.
Filing a Car Accident Claim
One of the first things you should do when filing a car accident claim is to call the insurance company. Insurance companies tend to only cover certain repair shops, so make sure you find out which repair shops they cover before taking your car in for repair. You can also ask them what the cut-off is for repair costs. This can help you figure out your financial situation.
The insurance company will tell you what they need to prove your claim. Prepare to submit documents like your medical records, a police report, and other legal papers related to the accident. Do not throw away any receipts related to your car repair costs in case something goes wrong during the compensation process or you go over the limit. Your lawyer will need some form of evidence of your repair costs if the insurance company refuses to compensate you for whatever reason.
Car Accident Lawyer in Oklahoma
Navigating with an insurance company about a car accident claim can be a difficult process, especially if the insurance company is throwing obstacles your way like unreasonable delays. Working with an Oklahoma auto accident lawyer can help you figure out what evidence you need to prove your claim. Depending on the type of accident, you may be eligible to receive compensation for medical bills, pain and suffering, and lost wages. Call the Law Firm of Griffin Reynolds at (405) 721-9500 for a free consultation today.