Types of Compensation After a Car Accident

Types of Compensation After a Car Accident

Injuries from car accidents can cost up to thousands of dollars in medical bills, but you may not have to pay the full amount. When another driver is found responsible for the cause of a wreck, that driver also becomes responsible for any expenses you have lost. You need to file a personal injury lawsuit to collect compensation to cover those expenses. An Oklahoma personal injury lawyer can help you obtain reimbursement for specific damages, general damages, and punitive damages.

Specific and General Damages

Compensatory damages can be broken down into specific damages and general damages.

Specific damages are objective, predetermined amounts of money that can cover medical expenses, lost wages, and loss of earning capacity. Emergency rooms and ambulance rides can cost up to thousands of dollars, depending on the severity of your injuries, whether you needed surgical intervention, and how much your insurance covers. Some injuries may put you out of work for a few weeks of months, which can make your earned wages drop significantly.

General damages are subjective dollar amounts that are often requested by you or your lawyer but ultimately decided on by the judge. These cover any psychological trauma that resulted from the car accident. This includes pain and suffering from your injuries, emotional distress, coping with amputation-related injuries, and reproductive problems experienced afterward.

Punitive Damages

Punitive damages are what they sound like; monetary compensation requested with the purpose of punishment towards the negligent driver. These are usually only applied in severe wrecks in which the driver deliberately broke certain traffic laws or other laws. A judge applies punitive damages to teach the negligent driver a lesson that destructive behavior will not be tolerated. This is meant to discourage future deviant behavior.

These damages are rare and are often balanced with compensatory damages to ensure a fair verdict.

Obstacles to Compensation

Types of Compensation After a Car AccidentWhile you can take a fast route by filing a personal injury claim directly with the auto insurance company, these claims are not always processed or accepted. Sometimes, there is not enough evidence to support your claim. In other situations, an insurance company may deny your claim because they do not want to lose money. Each time an insurance company processes a settlement, they lose money. It is important to ask your claims adjuster why they chose to deny your claim if this occurs.

Collect more evidence, like witness reports, medical bills, or pictures of the scene, if your claim is denied. However, if the insurance company denies your claim with no reasonable explanation, consider consulting with a lawyer in Oklahoma. The same can be done if they continue to deny your claim after you have submitted more evidence.

Oklahoma Personal Injury Lawyer

If you have suffered injuries in Oklahoma City from a car accident caused by another driver, then consider seeking legal advice from an Oklahoma car accident lawyer. Fight for the compensation you deserve for any personal injuries you sustained by contacting the Law Firm of Griffin Reynolds at (405) 721-9500 for a free consultation.